Welcome to MortgageUplink.com.  We have been online here since 1995, offering Discounted Home Loans to Folks.  With very low overhead and the same loan programs as the big guys, we do not charge as much.          BLOG FOR 03/03/2010 from Doug Watt:     The FACTS are in.  You CAN negotiate with your present lender.  A  mortgage professional and a good Realtor can aid you to know what your options are, whether it is selling your home or buying, or simply figuring out how to keep your home.   The bottom line is that...WE CAN SAVE YOU MONEY.  NOW IS A GREAT TIME TO TAKE ADVANTAGE OF THESE THINGS.  CALL FOR FREE ADVICE.  We are here to help.  Your long term business and referrals are what we desire.  We're here to provide the free advice you need.  Call or write myself, Mark or Gloria at doug@mortgageuplink.com, mark@mortgageuplink.com  or gloria@mortgageuplink.com for more info.       

Today you just don't know who to talk to.  Each of our advisors have 15-20+ yrs  experience in Mortgages.  Call us for FREE Advice, even if you are working with another lender.  It never hurts to have a second opinion.  Lenders & Brokers should detail the costs and options that seem best suited for you BEFORE APPLICATION, and help you compare it directly to whatever else you have found.  With many types of loans, it is often possible to lock in rates and  terms right away if you have a property offer accepted, if you are ready to do that.

Home of the TRUE NO Cost Loan! 30YR Fixed. No Prepay Penalty.  No Points, No Lender Costs, No Escrow Fee, No Title Insurance Cost, Net No Appraisal Cost (we reimburse you at closing). No Misc. Fees.*You pay only your Down Payment, home tax , home insurance, and interest from the day your home purchase closes , as is normal.    Refinances TOO!!  How does it work, Well, the rebate that other lenders keep all for themselves, we use as a credit towards your closing costs.  Basically the higher the rate, the more rebate is credited, up to getting a loan that really does not cost you anything.  Since nothing is free, however, the tradeoff is taking a somewhat higher rate.  There are some good reasons to consider this.  For instance, if you plan to pay the loan off soon, or only plan to keep the property a few years, thus making it less financially valuable to pay a lot of $$$$  to get the lowest rate.

*Rates subject to change without notice until application is made and the loan is locked.  30 day lock.  These terms are based on an 80% purchase loan amount of $350,000 and an applicant with acceptable credit, income and assets to qualify.